Often we don't give much thought to our home insurance plans. It's easy to assume that our insurance company will cover the complete rebuild of our home in the event of a fire or a natural disaster. 

Considering how much the cost of a build or rebuild for a home with the same square footage can actually vary a great deal, it is worth your time to sit down and evaluate the actual costs involved for your home and then inform your insurer of materials, structures, special features, and more.

Learn more about home insurance changes in New Zealand.